ETFO Provincial LTD Termination Form
This form should be completed if you wish to terminate your long term disability (LTD) plan coverage and discontinue your premium deductions. Cancelling your LTD coverage should only be done after serious consideration of potential consequences.

You may cancel your LTD insurance if you meet one of two criteria.

1) You are eligible for a 62% unreduced service pension, or you are within either the later of 110 working days, or the expiration of sick leave of being eligible for a 62% unreduced service pension.

2) You have reached the end of the month in which you turned age 65 or you are within either the later of 110 working days, or the expiration of sick leave of reaching the end of the month in which you turn age 65.